26/11/2012

10% vs 90%


Some people, when I approached them for the protection plan, they are trying to avoid whatever things related to INSURANCE or TAKAFUL.

Why being so IGNORANCE?
ARE you A MILLIONAIRE?

- Even MILLIONAIRES also bought PROTECTION PLAN under Insurance / Takaful for the sake of their WEALTH PROTECTION!
- By having an Insurance/ Takaful, they can assure if there is something happened, the Insurance / Takaful will immediately work for them with FREE installment. By having this plan, they can have a PEACE OF MIND! No worries about the family protection, medical protection and their wealth as well! Even NO NEED TO FORK OUT THEIR OWN SAVINGS to cater all the risk that might arise!

-MILLIONAIRES have a well-versed understanding towards INSURANCE /  TAKAFUL.
ASK YOURSELF! WHY DO WE NEED INSURANCE/TAKAFUL?

In life, everymonth you work very hard and get paid (salary).
Answer me, what you normally do once your paid is appeared in your bank account every end of the month?
So many common answers- Savings, Investment, Pay Bills, etc.

Do you know that the main thing that YOU SHOULD DO: pay for FINANCIAL PROTECTION first??

A good financial planner advise is to allocate 10% of our salary everymonth to procure Insurance / Takaful. But Why 10%?

Roughly the answer is: If there is anything happened to yourself... this 10% of your salary will WORK FOR YOU TO ENSURE THAT YOU & YOUR FAMILY WILL BE STILL SURVIVED for at least a few years down the road.... In a nutshell, this 10% will work for you & your family WITHOUT touching the rest of your 90% of your income! How beautiful is this Insurance / Takaful!

For e.g:
CASE a)  If 1 day you are falling sick, then you go & see a doctor, then the doct request 90% of your salary in order to give you the best treatment for you. WHAT WILL YOU REACT?
= It is 90% of your INCOME!! It's sooo BIG AMOUNT for YOU!

But then, if the scenario is different a bit:
CASE b)  If 1 day you falling sick, then you go & see a doctor, then the doct request you 10% of your salary ONLY in order to give you the best treatment for you. WHAT WILL YOU REACT?
= It is ONLY 10% of your INCOME!! It's sooo MUCH BETTER AMOUNT compared to the Case A!

AND SURPRISINGLY, this 10% will be ONLY APPLICABLE if You HAVE YOUR PERSONAL INSURANCE / TAKAFUL!

Hurry up & call me!


25/11/2012

Start your PROTECTION now with SMALL Contribution!

Boleh ke kita TAHU apa yang akan terjadi pada kita / family kita pada masa...

sejam lagi?
malam ini?
esok?
minggu depan?
bulan depan? 
tahun depan?

Sebenarnya kita memang tak boleh PREDICT our future.

Kita pun tak boleh nak PREDICT apa musibah / ujian yang mungkin akan terkena kepada kita.

Sebaiknya , nasihat saya...

Seandainya kita sayangkan diri kita, atau keluarga kita, atau anak-anak kita....

Lindungilah diri kita dengan basic plan coverage yang ada!

Bukan mahal pun!

Serendah RM4/ sehari!

Dengan RM4/sehari inilah.. anda akan mendapat:-

1) Medical Card yang berharga dari RM0.5juta sehingga RM2.5juta!
2) Rawatan & kemasukkan ke hospital pakar swasta!
3) Elaun Kemasukkan ke hospital : sehingga RM 400/ sehari!
4) Perlindungan kematian/ cacat kekal lebih dari RM 50,000....

BANYAKKK LAGII...

Untuk dapatkan free quotation:



Yang Paling Berharga!

Ada member jemput pi wedding dia kat Kota Bharu pada 25 Dec 2012 ni.
Saya memang takdapat balik KB on that day.

So, Invitation dalam Facebook;

Bakal Pengantin: "Dijemput Kak Diyana datang dengan Family yea"

Saya: "Maaf la dear, tok bulih nok attend sbb time tu tak ada kat KB!"

Kawan kepada Bakal Pengantin menyampuk: "Alahai, tak dapat nak datang pun, boleh jerrr POS kan hadiah to pengantin kita ni!"

Bakal Pengantin: "Ha ahh la Kak Diyana.......Betul tu!"

Saya: " Boleh... Hadiah paling bermakna ialah SEKEPING BORANG CADANGAN TAKAFUL UNTUK PASANGAN BARU BERKAHWIN ini!"

-lepas tu, depa duk pakat click "LIKE" jer.......awattttt!




22/11/2012

Mampu ker Kita Bayar Bil Sebanyak ini???


Cuba baca keratan akhbar di atas.

Cuba anda bayangkan lah...
Seandainya semalam, anda di-uji Allah dengan menghidapi mana-mana penyakit kritikal, contoh nya CANCER!

Apa yang anda akan fikirkan?
Tentulah RAWATAN penyakit tersebut kan?

KOS RAWATAN kepada penyakit-penyakit kritikal ni memang AMAT TINGGI!

Kos Rawatan boleh Mencecah ke RM400,000!
Tak percaya, sila Google dan search "Kos Rawatan Penyakit Kritikal".
Saya tak tipu! Malah di dada-dada akhbar pun mentioned benda yang sama!

Jika anda diuji dengan penyakit sebegini, dimanakah anda akan mengumpul wang sebanyak ini?
Savings anda?
Ahli keluarga / sanak saudara?

Besar tu kos RM400,000.
Walaupun boleh usahakan dengan menjual harta benda contohnya rumah / kereta, TETAPI, semuanya akan mengambil masa untuk proses penjualan nya. Mungkin ambil masa 3 bulan!

Anda kena tahu! Anda perlukan duit untuk RAWATAN YANG SEGERA!

Bagaimana lagi?
Public Donation /  Minta Sumbangan dari Orang Ramai

Anda ni siapa untuk orang beri sumbangan?
Kena tahu, anda bukannya selebriti yang sebegitu mudah untuk memohon derma & simpati!
Tak percaya? Cuba lihat di bawah..


Sebenarnya Anda TIDAK bersedia langsung untuk perkara-perkara sebegini!

Sudahlah sakit, bahkan makin menyusahkan orang, kaum keluarga!

JIKA DIBERI PELUANG KEPADA ANDA BERSAMA PRUDENTIAL BSN TAKAFUL,

Situasi AKAN BERBEZA!

Apabila anda di-diagnose mempunyai mana-mana peyakit kritikal,

PRUDENTIAL BSN TAKAFUL akan bertindak seperti berikut:

1) PAMPASAN PENYAKIT KRITIKAL : > RM 50,000  - untuk anda!
2) FREE RAWATAN di mana-mana pusat rawatan pakar !
BIL HOSPITAL & RAWATAN DITANGGUNG SEPENUHNYA!
3) ELAUN HARIAN ANDA DI WAD : sehingga RM400 sehari!
4) POST FOLLOW UP dengan SPECIALIST pun di-cover!
5) ANDA TIDAK PERLU membayar caruman bulanan seperti biasa lagi kepada Prudential BSN Takaful, malah KAMI yang akan MENYIMPAN untuk anda secara PERCUMA!!
....dan pelbagai lagi!

ANDA tak perlu lagi bersusah nak fikir tentang BAGAIMANA CARANYA untuk mendapat wang untuk membiayai KOS RAWATAN ANDA! 

BIAR KAMI YANG URUSKAN BUAT ANDA!

WITH PRUDENTIAL BSN TAKAFUL,
"You can HAVE A PEACE OF MIND..."
Alhamdulillah!

Hubungi:


21/11/2012

FREE!!!

Siapa NAK?

Sekarang ni dah ada kemudahan & good offer by Prudential BSN Takaful!
FREE....
FREE....

Apa yang Free?
FREE ADMISSION TO SPECIALIST PRIVATE HOSPITALS

Kalau dulu, bila anak/ isteri/suami/ibu / bapa sakit, kita selalu opt to hospital gomen saja kan...
Bukan nak cakap Government Hospitals tak bagus, ianya memang bagus!
TAPI..

Bab nak menunggu dapatkan rawatan...urghhh
Bab nak admitted ke wad...urghhh
Wad kelas ke berapa...urghhh
Kadang-kadang dapat doktor pelatih yang buat treatment kat kita...huishhh,,,
(haa.. semua tu kadang-kadang membuatkan rasa cam kalau boleh TAKNAK admit ke Government Hospital!)

Kalau PRIVATE SPECIALIST HOSPITALS...
Dilayan bagaikan kita bagaikan minyak yang penuh... (likee...)
Makanan pesakit best sangat! (likee...)
Treatment confirmed by the Specialists...(likee...)
Monitoring by nurse & docts memang kerap...(likee...)
Wad pulak, SINGLE ROOM!...ada tv flatscreen, toilet sendiri, coffee & tea ..etc....
(..dan banyak lagi)

So, sekarang ni ADA PULAK OFFER dari PRUDENTIAL BSN TAKAFUL untuk membolehkan ..
SESIAPA SAHAJA BOLEH MENDAPATKAN FREE KEMASUKAN KE HOSPITAL PAKAR SWASTA!!!
(ala-ala..tagline Air Asia ler pulak - Now Everyone Can Fly)

Sila laaa cepat-cepat contact saya untuk NAK TAHU LEBIH LANJUT...
-Free jer nak dengar/ nak tahu...

(Banyak bertanya..Banyak faedahnya...)



What's Your Number for RETIREMENT?

What? It's too early to discuss?
Nooooo! Definitely Not!

WHY?
See the below snapshot that I took from the Star.

ONLY 35% of Malaysians have a perception that their :
RETIREMENT INCOME =  not sufficient!

 

When taking into consideration of :
Living Cost,
Inflation,
Personal Expenditures,
Bills,
and... the most..
MEDICAL BILLS...
=it's higher probability of insufficient Retirement Income might become REALITY!

What if  YOU CAN'T afford to retire? 
WHAT??
Well, this is the real case happened!

So! Can YOU Retire???

Okay don't Panic!
Surely you CAN if you are really know WHAT is your RETIREMENT NUMBER!!

Free Consultation & Calculation :

11/11/2012

Sakit Kepala nak PILIH????


HAVE A PEACE OF MIND....


- TAK PERLU PILIH-PILIH lagi.. I can ASSIST you to GET BOTH!!



"Takaful ni, bukan wajib ADA untuk bayar medical bills sahaja, TAPI jugak for INCOME REPLACEMENT untuk your FAMILY and your RETIREMENT as well..."



FREE!! FREE!! FREE!! Admission to PRIVATE HOSPITALS!!!

BERITA HANGAT!!!

NOW, KEMASUKAN KE HOSPITAL-HOSPITAL PAKAR SWASTA SUDAH FREEE!!


Tolong lah kawan-kawan, jangan lepaskan peluang ini!!! 

Please contact me for ASK ME HOW!!!