26/11/2012

10% vs 90%


Some people, when I approached them for the protection plan, they are trying to avoid whatever things related to INSURANCE or TAKAFUL.

Why being so IGNORANCE?
ARE you A MILLIONAIRE?

- Even MILLIONAIRES also bought PROTECTION PLAN under Insurance / Takaful for the sake of their WEALTH PROTECTION!
- By having an Insurance/ Takaful, they can assure if there is something happened, the Insurance / Takaful will immediately work for them with FREE installment. By having this plan, they can have a PEACE OF MIND! No worries about the family protection, medical protection and their wealth as well! Even NO NEED TO FORK OUT THEIR OWN SAVINGS to cater all the risk that might arise!

-MILLIONAIRES have a well-versed understanding towards INSURANCE /  TAKAFUL.
ASK YOURSELF! WHY DO WE NEED INSURANCE/TAKAFUL?

In life, everymonth you work very hard and get paid (salary).
Answer me, what you normally do once your paid is appeared in your bank account every end of the month?
So many common answers- Savings, Investment, Pay Bills, etc.

Do you know that the main thing that YOU SHOULD DO: pay for FINANCIAL PROTECTION first??

A good financial planner advise is to allocate 10% of our salary everymonth to procure Insurance / Takaful. But Why 10%?

Roughly the answer is: If there is anything happened to yourself... this 10% of your salary will WORK FOR YOU TO ENSURE THAT YOU & YOUR FAMILY WILL BE STILL SURVIVED for at least a few years down the road.... In a nutshell, this 10% will work for you & your family WITHOUT touching the rest of your 90% of your income! How beautiful is this Insurance / Takaful!

For e.g:
CASE a)  If 1 day you are falling sick, then you go & see a doctor, then the doct request 90% of your salary in order to give you the best treatment for you. WHAT WILL YOU REACT?
= It is 90% of your INCOME!! It's sooo BIG AMOUNT for YOU!

But then, if the scenario is different a bit:
CASE b)  If 1 day you falling sick, then you go & see a doctor, then the doct request you 10% of your salary ONLY in order to give you the best treatment for you. WHAT WILL YOU REACT?
= It is ONLY 10% of your INCOME!! It's sooo MUCH BETTER AMOUNT compared to the Case A!

AND SURPRISINGLY, this 10% will be ONLY APPLICABLE if You HAVE YOUR PERSONAL INSURANCE / TAKAFUL!

Hurry up & call me!